Wow!哇！ Linden Labs did something right this time.林登实验室做了一件正确的这个时候。 You ask what it is?你问的是什么？ Well, in a post by Ken D Linden at Second Life’s Official Blog as of January 22, 2008 virtual banks in Second Life will seize to exist.那么，在一个职位由肯d林登在第二生命的官方博客，截至2008年1月22日虚拟银行在第二生命将抓住存在。 Quoted text below:引用文字如下：

As of January 22, 2008, it will be prohibited to offer interest or any direct return on an investment (whether in L$ or other currency) from any object, such as an ATM, located in Second Life, without proof of an applicable government registration statement or financial institution charter.截至2008年1月22日，它将会被禁止提供利益，或任何直接的回报，投资（无论是在升美元或其他货币）由任何物体，如自动柜员机，设在第二生命，没有证据一个适用的政府登记声明或金融机构的宪章。

I guess those virtual banks who can show proof can stay but as far as I know, with regards to banks, banks in Second Life have no actual affiliation to any real life banks anywhere in the world or that they are accredited or licensed to operate by any government.我猜想那些虚拟银行谁可以证明可以留，但据我所知，对于银行，银行在第二生命已没有实际联系的任何现实生活中的银行在世界上任何地方或他们认可的人或持牌经营，任何政府。 In fact, many, if not most or even all, of them are operated by average people like you and me with no real banking experience whatsoever.事实上，很多，如果不是多数或什至所有，他们所经营的平均人喜欢你和我没有真正的银行的经验可言。

Banks in Second Life are really just a scam.银行在第二生命真的只是一个骗局。 They are unregulated, has no accountability and can ran away with your hard earned linden dollars anytime.他们是不受管制，没有问责制和可以逃跑与您的辛苦赚取的林登美元随时。 What still surprises me is that, after the downfall of Ginko residents continue to place their linden dollars into the many banks that appeared in-world.什么惊喜，我仍然是，后下台，银杏居民继续把他们的林登美元，成为许多银行认为，出现在世界的。 Yeah, the high interest rate is very attractive but that’s the biggest clue that it’sa scam.是啊，利率高企，是非常有吸引力，但的最大的线索，认为这是骗局。

The only time that I will deposit my linden dollars in a bank in Second Life is when that bank is regulated, accredited and licensed by Linden Labs to provide banking services in-world but if not then it’s just another scam.唯一的一次，我将我的存款林登美元，在一间银行的第二生命，是当银行监管，认证和发牌的林登实验室提供银行服务在世界的，但如果没有的话，只是另一种骗局。

Thus, as we did in the past with gambling, as of January 22, 2008 we will begin removing any virtual ATMs or other objects that facilitate the operation or facilitation of in-world “banking,” ie, the offering of interest or a rate of return on L$ invested or deposited.因此，正如我们在过去与赌博，截至2008年1月22日我们将开始消除任何虚拟自动柜员机或其他物体，方便他们经营或便利在世界的“银行” ，即，提供利息或利率回报率升美元投资或存入。 We ask that between now and then, those who operate these “banks” settle up on any promises they have made to other Residents and, of course, honor valid withdrawals.我们要求从现在起，那些谁经营，这些“银行”解决了对任何承诺，他们所提出的其他居民，当然，荣誉有效期撤回。 After that date, we may sanction those who continue to offer these services with suspension, termination of accounts, and loss of land.在该日期之后，我们可能会制裁那些谁继续提供这些服务与暂停，终止帐户，和失去土地。

So, if you have any linden dollars deposited in any banks then I strongly suggest you pull them out now before these so called banks lose their ability to pay their depositors.因此，如果您有任何林登美元存放在任何银行的话，我强烈建议您拉出来之前，现在这些所谓的银行失去了他们的支付能力如何，他们的存户。

Linden Labs may just be protecting themselves from future legal liabilities but they are also just protecting us and our linden dollars.林登实验室可能只是保护自己不受未来的法律责任，但他们也只是保护我们和我们的林登美元。 Anyway, this new policy does not mean banks are out completely.无论如何，这项新政策并不意味着银行完全。 If they are serious about their business then they already know what to do and that’s to show “proof of an applicable government registration statement or financial institution charter”.如果他们是认真的态度，他们的业务，然后，他们已经知道做什么，这显示“证明一个适用的政府登记声明或金融机构的宪章” 。 If not then bye, bye to you and to your scam!如果不是，然后再见，再见，你和你的骗局！